Risk Manager Executive: DWIGHT E. GARNER, MBA, CPCU, BA, ARM, 2-15, 2-20
6190 NW 41st Drive • Coral Springs, Florida 33067
Residence: (954) 907-6113 • Cell: (954) 907-6113
Address: Dgarner251@gmail.com
Risk Management Executive
A highly experienced risk manager with a successful track record of minimizing risk for business operations.
Instrumental problem-solver with advanced knowledge in enterprise risk management, loss prevention, risk control programs, workers' compensation management, employment issues, human resources collaboration, and health care clinical operations. Intuitive at identifying potential risks for clients and reducing financial costs of doing business. Adept communicator with the ability to manage critical negotiations with clients and companies. Strategic at developing innovative solutions and improvement to business processes.
AREAS OF EXPERTISE
? Risk Retention & Mitigation
? Project Management
? Actuarial Modelling
? Multi-State Permitted
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? Return to Work Programs
? Root-case Analysis
? Captive Program Dissolution
? Audit & Compliance
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? Reserves & Large Loss Mgmt.
? Vendor and Client Relations
? Loss Sensitive Programs
? Lean Six Sigma
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ACCOMPLISHMENTS
- Enhanced franchise insurance programs to include over 75% of the network, reducing costs by 5-10% per year.
- Co-developed an internal cost allocation model that led to equal distribution of insurance costs for franchisees, significantly reducing company risk.
- Founded the Risk Revenue Center, generating income of $50-60k annually.
PROFESSIONAL EXPERIENCE
Caring Brands International & Interim Healthcare, Inc., Sunrise, FL 2007 – Present
Vice-President of Insurance Programs
Oversees all processes involving oversight, management, negotiations, and procurement for franchise insurance programs and services. Communicates with Chief Financial Operation Officer on daily status reports. Guided TPA and Broker relationships.
- Decrease spending on Medical Professional Malpractice and Workers Compensation reserves by 5%.
- Produced cost-effective renewal of all insurance coverages generating an 8% reduction equal to $250k.
- Brokered insurance for over 110 companies with $280M net revenue.
MasTec, Inc., Coral Gables, FL 2005 – 2007
Director of Risk Management and Loss Prevention
Facilitated risk and loss prevention management for 31 nationwide divisions. Supervised five Service Lines Risk Management and Safety. Directed all insurance programs and budgeting for corporations.
- Lessened Letters of Collateral Credit by $10 million.
- Reduced corporate insurance in the first year by $600,000.
- Yielded Cash Collateral savings by $1.5 million.
- Eliminated Domestic Captive generating an extra $1 million.
- Designed lucrative NCCI actuary project producing $800,000 in savings.
- Overhauled Bank Line of Credit system leading reducing costs by $14 Million.
EDUCATION
Master of Business Administration and Accounting
University of Phoenix
Bachelor of Science in Political Economics
University of California, Berkeley
LICENSES & CERTIFICATIONS
Charter Property Casualty Underwriter Designation (CPCU)
Associate Risk Management Designation (ARM)
Supervisory Management Program Designation (SM)
General Line Property and Casualty (2-20)
Life, Variable Annuity & Health (2-15)
AFFILIATIONS
Broward County RIMS Chapter
Florida Gold Coast CPCU Chapter
Treasurer Board of Director for IAS, Inc