Alabama

Please contact your members of Congress to encourage them to support enhancements to the National Flood Insurance Program. 

RIMS is asking congress to adopt the following changes:

• Multi-Year Reauthorization. It is vital for the NFIP to be reauthorized before the current expiration date of September 30, 2024.
• Allow for the Purchase of Blanket Policies. Currently, owners of commercial properties are forced to purchase separate NFIP policies for each building on each property they own.
• Expand Commercial Coverage for Betterments and Improvements. Under current NFIP rules, a tenant who leases space in an NFIP-covered building is unable to purchase insurance to cover damages to the betterments and improvements they have made caused by flood.
• Improve Adjuster Qualifications.  Require adjusters to have appropriate property & casualty loss adjusting experience and proper training to adjust an NFIP loss.
• Privatization Support, with Concerns. RIMS supports efforts to encourage private insurance companies to enter the flood insurance market.