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  • Protect Your Assets

    The insurance market is increasing Property rates. Why? ...severe weather events, inflation and rising claims costs. In addition, property deductibles continue to increase.
    Be proactive in renewal exposure updates. The timelines for quotes could take longer than usual based on requests for comprehensive data to include risk management strategies to protect your assets.

    NOAA National Centers for Environmental Information (NCEI) U.S. Billion-Dollar Weather and Climate Disasters (2023)., DOI: 10.25921/stkw-7w73

  • Federal Government open for business...for 45 days.

    An eleventh-hour Congressional vote to avert a shutdown of the federal government passed with rare bipartisan support Saturday afternoon. The vote among Alabama’s seven-member congressional delegation also reflected the national bipartisan consensus to keep the government open.

    Four of Alabama’s members of the House of Representatives voted yes to the resolution while three others voted no. Voting yes were Reps. Jerry Carl, R-Mobile, Mike Rogers, R- Saks, Dale Strong, R-Huntsville, and Terri A. Sewell D-Birmingham.

    On the no side were Reps. Robert Aderholt, R-Haleyville, Barry Moore, R-Enterprise, and Gary Palmer, R-Hoover.

    Today’s vote continues government operation for another for 45 days.

    Aderholt, considered the dean of the Alabama delegation, said on social media that he did not favor a shutdown, but voted against the proposal because it did not address another pressing issue.

    “While I do not want the government to shutdown, I had to vote against this Continuing Resolution Saturday,” he wrote on X, formerly Twitter. “It does not provide the overall cuts I feel we need and does not address the crisis at our southern border.”

    Sewell, of Birmingham is the sole Democrat in the delegation. In statement this afternoon, she reluctantly offered praise for Republican House leadership for shepherding the vote to preserve government functions and salaries for the federal employees that conduct them.

    “While I remain frustrated that my Republican colleagues have brought us to the brink of a costly and devastating government shutdown, I am grateful that Speaker McCarthy has finally chosen to work with Democrats at the last minute to extend government funding,” she said. “While this measure is not perfect, it avoids deep cuts that House Republicans attempted to push through earlier this week and provides critical disaster relief funding that communities in Alabama depend on.”

    On the other side of the aisle, Carl, a Mobile Republican, said his yes vote was an effort to continue operations while work continued to press for Republican priorities.

    “Today, I voted to keep our service members paid, fund our border patrol, and keep our country moving forward,” Carl posted on X. “@HouseGOP is continuing the work to cut back on wasteful spending, stop the woke agenda, and secure our border.”

  • Succeeding in an Ever Changing World

    Alabama Insurance Day (I-Day) celebrates the 40-year industry tradition on Wednesday, October 11, focused on, “Succeeding in an Ever Changing World,” held at the Bryant Conference Center in Tuscaloosa.


    The Alabama Insurance Planning Commission (AIPC) with The University of Alabama Risk Management & Insurance/Actuarial Sciences (RMI/AS) faculty host this opportunity for insurance professionals to network in-person, learn from outstanding national-level speakers, engage with students, and earn continuing education credits.


    Alabama Insurance Day is a service to the entire insurance community across Alabama. We celebrate that insurance is a significant contributor and stabilizer to the economy of Alabama,” said Karen Epermanis, Ph.D., John & Mary Louise Loftis Bickley Endowed Teaching Chair in Insurance & Financial Services, The University of Alabama Culverhouse College of Business.


    The 2023 industry-wide event opens with a prestigious panel of state insurance commissioners from Alabama, Louisiana, and Mississippi. Protective Life Corporation Senior Vice President of Government Affairs Mary Pat Lawrence will moderate for insights from panelist-commissioners Mark Fowler (AL), Jim Donelon (LA), and Mike Chaney (MS).


    Throughout the day, there will be sessions with nationally recognized insurance industry leaders on property & casualty insurance, healthcare analytics, generative AI, emerging trends, mergers and acquisition, insurance law, and wealth management, among other issues. In addition, a Student Career Networking event will occur throughout the morning. Continuing education credits are provided for insurance agents, attorneys, and certified public accountants.


    For more information, see #AlabamaIDay on Facebook, LinkedIn, and Twitter. 

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